The latest report reveals the deep concerns Americans have about their personal finances. 45% of Americans express worry about their financial situation, particularly regarding insufficient retirement savings (68%), rising living costs (56%), and debt management issues (45%). Meanwhile, 62% of American workers report that financial hardship has led to moderate to severe anxiety. Currently, inflation and rising living costs (62%) are the primary financial issues, followed by credit card debt (34%), housing costs (31%), and medical expenses (25%).

Alipay has released its annual summary as scheduled, allowing users to view their personal AI annual summary by either pulling down on the Alipay homepage or downloading the 'Zhi Xiaobao' App and entering 'My 2024'. This summary provides a detailed overview of users' monthly spending amounts, spending categories, total expenses, and income, offering a comprehensive financial overview for the year.